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Checking Accounts

Available Checking Accounts

A table with information about our checking accounts
Regular CheckingClub CheckingNOWSuper NOW
Requirements

$100 minimum deposit to open

$100 minimum deposit to open

$1,000 minimum deposit to open
$1,000 minimum balance to avoid service charge

$2,500 minimum deposit to open
$2,500 minimum balance to avoid service charge
Benefits

No monthly service charge for senior citizens 65 and over
No monthly service charge for full-time students

Accidental death insurance*
No charge for basic club checks
No charge for 5 Cashiers Checks per month
No charge for notary service
Unlimited check writing

Interest compounded and credited monthly
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule
Interest compounded and credited monthly
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule

Cost

No monthly service charge unless balance falls below $500. If balance falls below $500, a service charge of $5 plus 15 cents per debit will be imposed

Monthly service charge of $8, $9 or $10, depending upon amount of insurance selected$10 monthly service charge if balance falls below $1,000
Club account service charges of $8, $9 or $10 depending upon amount of insurance selected
$10 monthly service charge if balance falls below $2,500
Club Account service charge of $8, $9, or $10 depending upon amount of insurance selected
Regular Checking
Requirements

$100 minimum deposit to open

Benefits

No monthly service charge for senior citizens 65 and over
No monthly service charge for full-time students

Cost

No monthly service charge unless balance falls below $500. If balance falls below $500, a service charge of $5 plus 15 cents per debit will be imposed

Club Checking
Requirements

$100 minimum deposit to open

Benefits

Accidental death insurance*
No charge for basic club checks
No charge for 5 Cashiers Checks per month
No charge for notary service
Unlimited check writing

Cost

Monthly service charge of $8, $9 or $10, depending upon amount of insurance selected
NOW
Requirements

$1,000 minimum deposit to open
$1,000 minimum balance to avoid service charge

Benefits
Interest compounded and credited monthly
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule

Cost

$10 monthly service charge if balance falls below $1,000
Club account service charges of $8, $9 or $10 depending upon amount of insurance selected
Super NOW
Requirements
$2,500 minimum deposit to open
$2,500 minimum balance to avoid service charge
Benefits
Interest compounded and credited monthly
Method of computation: Daily Balance
Club Account available
Unlimited check writing
See interest rate schedule

Cost

$10 monthly service charge if balance falls below $2,500
Club Account service charge of $8, $9, or $10 depending upon amount of insurance selected

*INSURANCE DISCLOSURE: Insurance is not insured by the FDIC, any other agency of the United States, or the bank or its affiliates; is not a deposit of other obligation of the bank or its affiliates; is not issued, guaranteed or underwritten by the FDIC or the bank or its affiliates; and is not a condition to the provision or term of any banking service or activity.

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